There's no "one size fits all" when it comes to Medicare. When you're shopping for coverage, you want to make sure you have all of your bases covered. Make a list of what's important to you: prescription drugs, doctors, and your budget, for example. Then compare individual plans to get an even better idea of which plan(s) will be a good fit for you.
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Medicare Advantage plans have all the benefits of Medicare Part A (hospital coverage) and Medicare Part B (doctor coverage)—also known as Original Medicare. Many plans also include Part D prescription drug coverage and extra benefits not offered by Original Medicare.
Maybe you're happy with Original Medicare. One thing it doesn't provide, though, is Part D prescription drug coverage. You may even want to consider getting extra benefits with a Medicare Advantage plan that includes Part D.
Did you know that you can have just Original Medicare and purchase a Part D prescription drug plan separately? Or that Medicare Advantage plans can come with or without drug coverage? There are seven different plan type combinations. Understanding how they work can help you decide how to meet your health care and budget needs.