An animation of clouds forms on a blue screen. Illustrated trees pop up out of a blue island. A large number 10 appears.
ON SCREEN TEXT: 10 Things to help you understand Medicare
The illustration disappears. A large number 1 appears next to a small island and an outline of a house. Small white text appears next to the illustration. Bubbles appear connected by dots--in one, an official-looking building; in another, the letters "A" and "B."
ON SCREEN TEXT: Original Medicare - Parts A & B comes from the federal government. It covers hospital and medical insurance.
More dotted lines protrude from the second bubble to form two new ones: documents with the letters "H" and "M." A number 2 appears next to an "Rx" prescription bottle. Stray pills adorn the illustration.
ON SCREEN TEXT: There are 2 ways to get Part D prescription drug coverage
ON SCREEN TEXT: A standalone Part D plan OR A Medicare Advantage (Part C) plan with prescription drug coverage
"Standalone Part D plan" and "Medicare Advantage (Part C) plan" are underlined in yellow. A bubble reads "Part D" next to a small drawing of a prescription bottle.
ON SCREEN TEXT: To get a standalone Part D plan you must be enrolled in Medicare Part A and/or Part B.
A new bubble reads "Part C" next to small illustrations of a bed and a stethoscope.
ON SCREEN TEXT: To get a Medicare Advantage plan, you must be enrolled in BOTH Parts A & B.
"BOTH" is underlined in yellow.
A new illustration forms: a number "3" surrounded by colored trees, dollar signs, and a clock. A rubber stamp appears next to a yellow box that reads "Late Enrollment PENALTIES."
ON SCREEN TEXT: Part B & Part D Late Enrollment PENALTIES
You could pay more if you don't enroll when first eligible & don't qualify for a Special Enrollment Period.
A number "4" appears next to a pair of binoculars. Stray leaves surround the illustration.
ON SCREEN TEXT: Medicare doesn't cover everything. Your overall health costs can vary and you'll need to consider what your overall
expenses could be. Review premiums, deductibles, copays, etc.
A number "5" appears next to a white box with a green dollar bill. More than a dozen small bubbles read "A" and "B," with many different illustrations to represent different costs.
ON SCREEN TEXT: Medicare supplement insurance plans, also called Medigap, may be able to help by paying some of the out-of-pocket costs Medicare Parts A & B don't cover.
A number "6" is surrounded by a document, pencil, and colored trees. Above white text, a white and green document reads "Medicare Advantage Plan." Small lettered bubbles connect to the document by dotted lines.
ON SCREEN TEXT: Medicare Advantage plans are offered by private insurance companies and usually combine Parts A, B and D in one plan.
A number "7" overlooks a drawn house.
ON SCREEN TEXT: Where you live makes a difference when it comes to plan coverage, costs and availability.
Above the text, a map of the United States is dotted with compass points.
ON SCREEN TEXT: Medicare Advantage and Part D prescription drug plans vary by state, and in some cases, even by county.
A number "8" is surrounded by clipboard and paper, trees, and leaves. Above text, two illustrated cogs show the word "Medicare" and a small building.
ON SCREEN TEXT: If you have employer or group retiree health insurance, find out how it may work with Medicare. This could impact when
you enroll and what coverage you choose.
A number "9" is surrounded by an island and a document with check marks and X's. A pencil rests on the document. Above text, an illustration of a clock appears next to an arrow trending upward; green dollar signs appear in rows below it in escalating number.
ON SCREEN TEXT: Don't put off enrolling, as you could have higher costs and fewer choices down the road.
A number "10" appears above a small set of steps and stray leaves. Illustrated calendars reading "October," "November," and "December" appear above text.
ON SCREEN TEXT: Medicare Annual Enrollment Period
You have the chance to change plans each year during the Medicare Annual Enrollment Period Oct. 15 - Dec. 7.
ON SCREEN TEXT: It's a good idea to evaluate your coverage each year to make sure it still meets your health care needs.
ON SCREEN TEXT: Medicare Made Clear® by UnitedHealthcare®
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