Medicare Doesn’t Cover Everything: What You Need to Know
Published by: Medicare Made Clear
Original Medicare (Parts A & B) covers many medical and hospital services. But it doesn’t cover everything.
Many people are surprised to learn that Original Medicare doesn't cover prescription drugs. You can buy drug coverage through Medicare Part D, but it's not provided by Part A or Part B.
The list below shows some other services that are not covered by Original Medicare. You may have to pay for these services yourself unless you have other insurance that covers them. Some Medicare Advantage (Part C) plans may cover some of these services as well.
Original Medicare (Parts A & B) does not cover:
Routine dental exams, most dental care or dentures
Routine eye exams, eyeglasses or contacts
Hearing aids or related exams or services
Most care while traveling outside the United States
Help with bathing, dressing, eating, etc. (custodial care)
Comfort items such as a hospital phone, TV or private room
Most chiropractic services
Acupuncture or other alternative treatments
Routine foot care
Original Medicare doesn’t cover everything you may want or need for your health. You may choose to add Medicare supplement insurance to help with some costs that Medicare doesn’t pay. Or you may want to look for a Medicare Advantage (Part C) plan that provides the above types of benefits while also covering Parts A, B and Part D prescription drugs.
Shop Medicare Advantage Plans
Learn more about Medicare Advantage plans and shop plans in your area.
Medicare Made Clear is brought to you by UnitedHealthcare to help make understanding Medicare easier. Click here to take advantage of more helpful tools and resources from Medicare Made Clear including downloadable worksheets and guides.
Medicare Made Clear
Whether you're just starting out with Medicare, need to brush up on the facts, or are helping a loved one, start your journey here.