Applying for Medicare Supplement Insurance
Once you're enrolled in Medicare Parts A and B, you can apply for a Medicare Supplement (Medigap) insurance plan.
The best time to buy a Medicare Supplement plan is during your six-month Medigap Open Enrollment Period (OEP). This starts the first day of the month in which you are age 65 or older and enrolled in Part B. During this six-month OEP, you are guaranteed acceptance – meaning you have a right to buy any Medicare supplement plan sold in your state.
There may be other situations in which you may be guaranteed acceptance. For example, if you’ve delayed retirement and are enrolling in Medicare beyond your 65th birthday, or if coverage from another Medicare plan is being canceled, to name a couple.
How do I apply for a Medigap plan?
There are two different ways to apply for a plan: online or by phone. Choose the option that works for you.
You can apply for an AARP Medicare Supplement Plan online. It’s easy, secure, and available anytime. To begin, enter your ZIP Code.
Retiring or working past 65? Learn how your decision impacts your coverage.
The documents below include helpful information about enrolling in Medicare. Whether you plan to retire at 65 or you plan to keep working and stay on your (or your spouse's) health care plan, be sure you understand all of your options.
What do I need to apply?
- You'll need the information found on your Medicare card, like your Medicare number. (You need to have Medicare Parts A and B to apply for a Medicare Supplement plan.)
- Other insurance provider information, if applicable (current employer insurance card, Medicare card, or other Medicare Supplement coverage card).
- AARP membership number (if you are not an AARP member, you'll have the opportunity to join at the end of the application process).
- Medicaid information, if applicable.
Meet with Us
Make an appointment with a licensed insurance agent/producer in your area