Dual Special Needs Plans (D-SNP) from UnitedHealthcare

Support for those with both Medicare and Medicaid.


UnitedHealthcare Dual Complete is a Dual Special Needs Plan (D-SNP) for people who have both Medicare and Medicaid. Dual Special Needs Plans typically offer many extra benefits and features beyond Original Medicare. These plans also include help to coordinate care and benefits. People who are eligible can get a Dual Special Needs Plan for as low as a $0 plan premium. Dual Special Needs Plans usually include extra benefits and features at no extra cost.

Need Help? Call UnitedHealthcare: FED TFN, (TTY 711), Hours: 8 a.m. – 8 p.m., 7 days a week.

Need Help? Call UnitedHealthcare: MEDSUPP TFN, (TTY 711), Hours: 7 a.m. - 11 p.m. ET Monday - Friday, 9 a.m. - 5 p.m. ET Saturday.


Dual Special Needs Plans typically include:


Dental Coverage


Routine dental care with $0 copays, plus comprehensive dental services.

Prescription Drug Coverage


Prescription drug coverage with home delivery is always included in Dual Special Needs plans, most with $0 copay.

Health Products Credits


Credits to buy hundreds of approved health-related items at no cost to you, including common over-the-counter (OTC) medications.

Healthy Foods Benefit


Credits to buy healthy food items at select local retailers.

Vision Coverage


Routine exams, plus credit toward glasses or contacts, and $0 copay for routine exams.

Transportation Assistance


$0 copay for rides to or from a doctor’s office or pharmacy.

Is a Dual Special Needs Plan right for you?

It may be right for you if...


  • You have full Medicaid benefits and Medicare.
  •  You have complex medical needs.
  •  You need help to coordinate your care.
  • You’d like extra benefits and features at no extra cost. 

It's not the best for you if...


  • You qualify for either Medicare or Medicaid, but not both. 

We may have other plan options that meet your healthcare and budget needs if a Dual Special Needs Plan isn’t right for you.


Note: Not all D-SNPs are available in all areas. But there may be other plans—for example Medicare Advantage plans—that may be a good fit for you. Or simply enter your ZIP Code at the bottom of the page and click the "Shop" button. This will take you to a page that shows all plans available for your ZIP Code. 


  • The number of plans available will show above the plan type. For example, if there are five Medicare Advantage plans available in your area, you’ll see the number "5" above "Medicare Advantage (Part C) Plans." 
  • If you see a number above "Medicare Special Needs Plans," click the "View Plans" link under that plan type. This will let you see all Special Needs Plans offered in your area—including D-SNPs, if they are available.  
  • If you see a "0" above "Medicare Special Needs Plans," that means there aren’t any Special Needs Plans available in your area. 

Learn more about Medicare Advantage and Special Needs Plans  

Find a Plan

Call Us

Call UnitedHealthcare at FED TFN, TTY 711 (toll-free)


Hours: 8 a.m. – 8 p.m.

7 days a week

Call UnitedHealthcare at MEDSUPP TFN, TTY 711 (toll-free)



7 a.m. to 11 p.m. ET,

Monday – Friday

9 a.m. to 5 p.m. ET, Saturday

Meet with Us

Make an appointment with a licensed insurance agent/producer in your area

1 This service should not be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room. The information provided through this service is for informational purposes only. The nurses cannot diagnose problems or recommend treatment and are not a substitute for your doctor's care. Your health information is kept confidential in accordance with the law. Access to this service is subject to terms of use.


2 You must have a working landline and/or cellular phone coverage to take part in the personal emergency response in-home monitoring benefit.


3 HouseCalls may not be available in all areas.


4 Solutions for Caregivers assists in coordinating community and in-home resources. The final decision about your care arrangements must be made by you. In addition, the quality of a particular provider must be solely determined and monitored by you. Information provided to you about a particular provider does not imply and is in no way an endorsement of that particular provider by Solutions for Caregivers. The information on and the selection of a particular provider has been supplied by the provider and is subject to change without written consent of Solutions for Caregivers.


Benefits, features and/or devices vary by plan/area. Limitations and exclusions apply.