UnitedHealthcare Insurance Company of New York
AARP® Medicare Supplement Insurance Plans
NAIC # 60093
SERFF # UHLC-134488499, UHLC-134488539
New York Required Information: Why Premium Rates Change
2026 premium rate changes have been requested for the AARP Medicare Supplement Insurance Plans for members holding plans issued in the State of New York.
- Standardized plans A, B, C, D, E, F, G, H, I, J, K, L and N have proposed rate increases that range from 17.7% to 18.0% depending on the member's plan and the area in which the member lives.
- Pre-Standardized plans and riders have proposed rate actions that range from 0% to 18.0% depending on the member's plan.
All members with the same plan who live in the same rating area will receive the same premium rate change.
The requested rate changes are necessary to maintain the financial integrity of these plans. This year’s requested changes are higher than recent years and we continue to work hard to keep premium rates as low as possible for all members. The rate changes have been requested because the costs of providing benefits are changing:
- Costs for medical services continue to increase
- Medicare deductibles covered under these plans are expected to increase
- Members are using more costly state-of-the-art medical equipment and services
- Utilization of all healthcare services is increasing
- Member demographics is changing
The new monthly premium rates will apply to members beginning January 1, 2026. Members who recently purchased coverage will not receive a rate increase until their thirteenth month of coverage.
The number of New York members affected by the proposed rate adjustments:
- Approximately 370,000 members hold Standardized Medicare Supplement plans that are issued in New York
- Approximately 300 members hold Pre-Standardized Medicare Supplement plans that are issued in New York
Please be aware that we work hard to keep premium rates as low as possible for all members.
To review the proposed 2026 monthly rates for your plan, enter your zip code in the box below. After hitting 'Enter', a message will appear with the link that contains the proposed 2026 monthly rates for your zip code. Please click the link that says 'Download PDF' to open the file that contains the proposed 2026 monthly rates for all plans in your area.
Important Disclosures
AARP Medicare Supplement Plans are insured by UnitedHealthcare Insurance Company of New York, 2950 Expressway Drive South, Suite 240, Islandia, NY 11749. Policy Form No. GRP 79171 GPS-1 (G-36000-4).
UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
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