If you carry a separate card for prescription drugs, you might have a standalone Part D plan. You could also have a discount card for prescription drugs, but that doesn’t mean you have a Part D plan.
If you use a different card than your Medicare card to pay for your health care, you may have a Medicare Advantage plan.
If you also use a Medicare Advantage card to pay for your prescription drugs, you probably have a plan that includes Part D prescription drug coverage.
If you use a Medicare Advantage card and you have a separate card to pay for prescription drugs, you probably have a Medicare Advantage plan (either a Private Fee-for-Service or Medical Savings Account) with a stand-alone Part D prescription drug plan.
If you still have questions about what type of insurance you have, call the number on the back of your member ID card.