Medicare Coverage Choices | AARP® Medicare Plans from UnitedHealthcare®

Medicare Coverage Choices Summary Chart

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View all the Medicare parts and plans in one simple chart.

Learning about individual Medicare parts and plans is the first step. The next step is to understand how they relate to and work with each other. 

The chart on this page shows the features of Original Medicare (Parts A and B), Medicare Advantage (Part C) and Medicare prescription drug coverage (Part D).

Once you master this, you are well on your way to making informed Medicare coverage decisions.

Medicare Coverage Choices Summary Chart

 

Original Medicare

 

Parts A & B

Medicare Advantage

Part C

Medicare Prescription Drug Coverage

Part D

Primary reasons to enroll You want basic Medicare coverage from the government You want one plan that combines the coverage of Medicare Parts A & B and that may include Part D coverage plus extra benefits You want a standalone drug plan to add to your Medicare coverage
Offered through a private company  
Allows you to see any provider who accepts Medicare

(some plans)

NA (you can use any network pharmacy)
Covers overnight hospital stays  
Covers medical care, like doctor visits  
Covers prescription drugs  

(may include)

Offers low or $0 co-pays

(some services)

Offers low or $0 deductibles  

(some plans)

(some plans)

Limits your out-of-pocket costs  
Covers preventive services, like flu shots  
Covers additional benefits and services  

(most plans)

 
Offers low or $0 additional monthly premium for prescription drug coverage  

(may include)

What do you want to do next?

 

Or learn about the difference between Medicare and Medicaid