Medicare Coverage Choices | AARP® Medicare Plans from UnitedHealthcare®
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Medicare Coverage Choices Summary Chart

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Get the basics of the Medicare parts and plans in one simple chart.

This chart shows the features of Original Medicare (Parts A and B), Medicare Advantage (Part C) and Medicare prescription drug coverage (Part D).

Once you master this, you are on your way to making informed Medicare coverage decisions.

Medicare Coverage Choices Summary Chart


Original Medicare


Parts A & B

Medicare Advantage

Part C

Medicare Prescription Drug Coverage

Part D

Primary reasons to enroll You want basic Medicare coverage from the government You want one plan that combines the coverage of Medicare Parts A & B and that may include Part D coverage plus extra benefits You want a standalone drug plan to add to your Medicare coverage
Offered through a private company  
Allows you to see any provider who accepts Medicare

(some plans)

NA (you can use any network pharmacy)
Covers overnight hospital stays  
Covers medical care, like doctor visits  
Covers prescription drugs  

(may include)

Offers low or $0 co-pays

(some services)

Offers low or $0 deductibles  

(some plans)

(some plans)

Limits your out-of-pocket costs  
Covers preventive services, like flu shots  
Covers additional benefits and services  

(most plans)

Offers low or $0 additional monthly premium for prescription drug coverage  

(may include)

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Or learn about the difference between Medicare and Medicaid