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ON SCREEN TEXT: Medicare Part A & Part B
ON SCREEN TEXT: Late Enrollment
PENALTIES
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ON SCREEN TEXT: Late enrollment penalties on premiums for Medicare
ON SCREEN TEXT: PART A
ON SCREEN TEXT: PART B
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ON SCREEN TEXT: Late Enrollment Penalty - Medicare Part A Cost of penalty?
An additional 10% of the Part A annual premium*
ON SCREEN TEXT: (* Penalty only applies to those who DO NOT qualify for premium-free Part A)
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ON SCREEN TEXT: 10%
ON SCREEN TEXT: Part A Annual Premium
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ON SCREEN TEXT: Period of time for paying the penalty?
2x the number of years enrollment has been delayed.
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ON SCREEN TEXT: 2
ON SCREEN TEXT: #Of Years Enrollment Delayed
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ON SCREEN TEXT: Example: Late Enrollment Penalty - Medicare Part A
ON SCREEN TEXT: Period of time for paying the penalty?
For an enrollment delay of 2 years:
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ON SCREEN TEXT: 2 x 2 Years = 4 Years
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The result?
Individual pays an additional 10% of Part A premium each month for 4 years.
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ON SCREEN TEXT: +10%
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ON SCREEN TEXT: Late Enrollment Penalty - Medicare Part B
Cost of penalty?
An additional 10% of Part B premium for each full year enrollment is delayed.
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ON SCREEN TEXT: 10%
ON SCREEN TEXT: #Of Years Enrollment Delayed
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ON SCREEN TEXT: Period of time for paying the penalty?
You pay the penalty as long as you have Medicare Part B.
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ON SCREEN TEXT: Coverage Begins
ON SCREEN TEXT: Coverage Ends
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ON SCREEN TEXT: Example: Late Enrollment Penalty - Medicare Part B
ON SCREEN TEXT: Initial Enrollment Period ended September 30, 2017 No eligibility for Special Enrollment Period.
ON SCREEN TEXT: Enrollment to Part B occurs in March 2019.
ON SCREEN TEXT: As of September 2017, delay lasted over one full 12-month period
ON SCREEN TEXT: The penalty is 10% (1 x 10%) of the Part B premium.
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ON SCREEN TEXT: 10% x 1 Year period = 10%
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ON SCREEN TEXT: The result?
Individual will pay an additional 10% of Part B premium,
every month for as long as they have Part B.
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ON SCREEN TEXT: +10%
ON SCREEN TEXT: Coverage Begins
ON SCREEN TEXT: Coverage Ends
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ON SCREEN TEXT: Avoiding Parts A & B Late Enrollment Penalties
ON SCREEN TEXT: 1 Enroll during your Initial Enrollment Period.
ON SCREEN TEXT: 2 Make sure you will qualify for a Special
Enrollment Period if you want to delay enrollment.
ON SCREEN TEXT: 3 If you delay enrollment, provide proof of
creditable coverage when you eventually sign up.
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ON SCREEN TEXT: Medicare Made Clear® by UnitedHealthcare®