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Medicare Advantage plans 6 plans

These plans include all the same benefits of Original Medicare, plus many include additional coverage for dental, vision and hearing and an over-the-counter (OTC) credit. Most plans also include prescription drug coverage.

  • $0 or low monthly premiums

  • Credit for OTC products

  • Dental benefits

  • Vision benefits

Medicare Supplement insurance plans 14 plans

Also called Medigap, these plans help you pay for some of the out-of-pocket health care costs that Original Medicare doesn't pay for.

  • More extensive coverage for a higher premium

  • See any doctor who accepts Medicare patients

  • No referrals and no networks

  • More predictable out-of-pocket costs

Medicare Advantage Special Needs plans 4 plans

Special Needs plans are Medicare Advantage plans that help meet the needs of people who have specific severe and chronic diseases, certain health care needs, or who also have Medicaid coverage. These include Dual Special Needs plans, Chronic Special Needs plans and Institutional Special Needs plans. 

  • $0 or low monthly premiums

  • Credit for OTC, healthy food & utilities

  • Dental benefits

  • Routine transportation

Medicare prescription drug plans 2 plans

These plans help pay for prescription drugs and can be used with Original Medicare or Medicare Supplement plans.

  • Higher premiums for more extensive drug coverage

  • Low deductibles

  • Broad pharmacy network

  • $0 copay for most vaccines

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Medicare Advantage plans available for 2025

Plans starting in November or December 2025

Plan starting in January 2025 or later.

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Plan Type

Coverage Type

Special Needs

Additional Benefits

Cost Savings

Extra Help

Extra Help is a Medicare program
with benefits like:
  • •Lower monthly plan premium
  • •Lower prescription copays
  • •$0 drug deductibles
Learn More

AARP Medicare Advantage from UHC IL-8 (HMO-POS)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$2,900
  • Prescription drug coverage
  • $2,000 for covered dental services
  • $60 credit a quarter for OTC products
  • $300 eyewear allowance and eye exam
  • Free gym membership
  • Copays as low as $99 for hearing aids
View plan details

AARP Medicare Advantage from UHC IL-0002 (HMO-POS)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$3,500
  • Prescription drug coverage
  • $0 copay for preventive dental

    Add the optional Platinum Dental Rider to your premium for $54 per month to receive comprehensive coverage.

  • $40 credit a quarter for OTC products
  • $300 eyewear allowance and eye exam
  • Free gym membership
  • Copays as low as $99 for hearing aids
View plan details

AARP Medicare Advantage from UHC IL-5 (PPO)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$6,700
  • Prescription drug coverage
  • $0 copay for preventive dental

    Add the optional Platinum Dental Rider to your premium for $54 per month to receive comprehensive coverage.

  • $40 credit a quarter for OTC products
  • $300 eyewear allowance and eye exam
  • Free gym membership
  • Copays as low as $99 for hearing aids
View plan details

UHC Complete Care IL-7 (HMO-POS C-SNP)

Chronic condition required

This plan is designed to help you better manage your cardiovascular disorder, chronic heart failure or diabetes.

Monthly premium
New Premium
$22.80
Original Premium
$22.80
Out-of-pocket maximum
$3,500
  • Prescription drug coverage
  • $93 credit every month for OTC and food
  • $2,000 for covered dental services
  • $300 eyewear allowance and eye exam
  • 6 foot care visits
  • Rewards for healthy activities
View plan details

UHC Complete Care Support IL-1A (PPO C-SNP)

Chronic condition required

This plan is designed to help you better manage your cardiovascular disorder, chronic heart failure or diabetes.

Monthly premium
New Premium
$0 - $22.80
Original Premium
$0 - $22.80
Out-of-pocket maximum
$0 - $9,350
  • Prescription drug coverage
  • $217 credit every month for OTC and food
  • $3,500 for covered comprehensive dental
  • $300 eyewear allowance and eye exam
  • 36 rides for doctor or pharmacy visits
  • 4 foot care visits
View plan details

AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)

Monthly premium
New Premium
$0
Original Premium
$0
Out-of-pocket maximum
$6,700
  • No prescription drug coverage

    This plan is best for people who have current prescription drug coverage through military benefits, government assistance or coverage through their previous employer or union.

  • $1,500 for covered dental services
  • $50 credit a quarter for OTC products
  • $250 eyewear allowance and eye exam
  • Free gym membership
  • Copays as low as $99 for hearing aids
No prescription drug coverage
Best for people who don't need drug coverage
View plan details

AARP Medicare Advantage from UHC IL-0004 (PPO)

Monthly premium
New Premium
$43
Original Premium
$43
Out-of-pocket maximum
$5,400
  • Prescription drug coverage
  • $1,000 for covered dental services
  • $45 credit a quarter for OTC products
  • $300 eyewear allowance and eye exam
  • Free gym membership
  • Copays as low as $99 for hearing aids
View plan details

AARP Medicare Advantage from UHC IL-0001 (HMO-POS)

Monthly premium
New Premium
$26
Original Premium
$26
Out-of-pocket maximum
$2,900
  • Prescription drug coverage
  • $2,000 for covered dental services
  • $50 credit a quarter for OTC products
  • $250 eyewear allowance and eye exam
  • Free gym membership
  • Copays as low as $99 for hearing aids
View plan details

UHC Nursing Home Plan IL-F001 (PPO I-SNP)

Nursing home level of care required

This plan is a good choice for someone living in a nursing home.

Monthly premium
New Premium
$22.80
Original Premium
$22.80
Out-of-pocket maximum
$5,000
  • Prescription drug coverage
  • $525 credit a quarter for OTC products
  • $2,400 for covered comprehensive dental
  • $2,500 allowance for hearing aids
  • $300 eyewear allowance and eye exam
  • 6 foot care visits
View plan details

Call to enroll UHC Nursing Home Plan IL-F001 (PPO I-SNP)

To enroll in this plan, call a UnitedHealthcare sales agent at 1-877-840-0872 / TTY 711 , 7 a.m. to 7 p.m. CT, 7 days a week.

UHC Nursing Home Plan IL-F002 (HMO-POS I-SNP)

Nursing home level of care required

This plan is a good choice for someone living in a nursing home.

Monthly premium
New Premium
$13
Original Premium
$13
Out-of-pocket maximum
$9,350
  • Prescription drug coverage
  • $115 credit a quarter for OTC products
  • $1,750 for covered comprehensive dental
  • $2,200 allowance for hearing aids
  • $300 eyewear allowance and eye exam
  • 4 foot care visits
View plan details

Call to enroll UHC Nursing Home Plan IL-F002 (HMO-POS I-SNP)

To enroll in this plan, call a UnitedHealthcare sales agent at 1-877-840-0872 / TTY 711 , 7 a.m. to 7 p.m. CT, 7 days a week.

No results with your selected filters

We're here to help

Get one-on-one help from UnitedHealthcare.

Call (TTY 711)

8 a.m. to 8 p.m., 7 days a week

Find a sales agent in your area Opens in a new window
Disclaimer information
 

Enrollment Disclaimer Information:

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.

 

Extra Help: 

If you receive Extra Help from Medicare, your copays may be lower or you may have no copays. 

 

Featured Benefits:

- Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.

 

- Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider.

 

- For Chronic Special Needs Plans - You will pay a maximum of $25 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.

 

- For All Other Plans - You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.

 

- Food, OTC and utility benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information.

 

- Eligibility for the healthy food and utilities benefit under the Value-Based Insurance Design model is limited to members with Extra Help from Medicare and will be determined after enrollment.

 

- For C-SNP: The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as diabetes, chronic heart failure and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. Contact us for details.

 

- For D-SNP, TN only: The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as high blood pressure, high cholesterol, chronic and disabling mental health conditions, diabetes and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. There may be other qualified conditions not listed. Contact us for details.

 

- The fitness benefit includes a standard fitness membership. The information provided is for informational purposes only and is not medical advice. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Gym network may vary in local market and plan.

 

- If your plan offers out-of-network dental coverage and you see an out-of-network dentist, you might be billed more. Network size varies by local market.

 

- Routine transportation not for use in emergencies.

 

- Virtual visits may require video-enabled smartphone or other device. Not for use in emergencies. Not all network providers offer virtual care.

 

- $0 copays may be restricted to preferred home delivery prescriptions during the initial coverage phase and may not apply during the Catastrophic stage. Optum® Home Delivery Pharmacy and Optum Rx are affiliates of the UnitedHealthcare Insurance Company. You are not required to use Optum Home Delivery Pharmacy for medications you take regularly. There may be other pharmacies in your network.

 

Out-of-network:

Out-of-network/non-contracted providers are under no obligation to treat members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. 

 

State-level Medicaid, D-SNP Disclaimer:

D-SNP and C-SNP: The values shown in-network represent a range based upon the amount of the Medicare Parts A and B plan cost sharing covered by the state. Depending on your Medicaid eligibility, your Medicaid program may have cost sharing. For complete information, and for costs for those without Medicare Parts A and B plan cost sharing covered by the state, and applicable Medicaid cost sharing, please refer to your Summary of Benefits or Evidence of Coverage. Limitations, exclusions, and restrictions may apply.

 

Other Languages:

This information is available for free in other languages. Please contact Customer Service for additional information. 

 

Esta información está disponible sin costo en otros idiomas. Para obtener más información comuníquese con nuestro Servicio al Cliente. 

 

本資訊可以其他語言免費提供。如需更多資訊,請聯絡客戶服務部。 

Medicare Prescription Drug plans available for 2025

Plans starting in November or December 2025

Plan starting in January 2025 or later.

AARP Medicare Rx Preferred from UHC (PDP)
Monthly premium
New Premium
$81.10
Original Premium
$81.10
Tier 1: Preferred Generic
$5 copay
  • $0 deductible
  • $0 copay for a 3-month supply of Tier 1 and Tier 2 prescriptions with Optum Home Delivery Pharmacy
  • $35 or less for a 1-month supply of covered insulin prescriptions
  • $0 copay for most Part D covered adult vaccines including Shingrix
  • $0 cost share for all Medicare Part D covered drugs in the Catastrophic Drug Payment Stage
View plan details
AARP Medicare Rx Saver from UHC (PDP)
Monthly premium
New Premium
$42.20
Original Premium
$42.20
Tier 1: Preferred Generic
$2 copay
  • $35 or less for a 1-month supply of covered insulin prescriptions
  • $0 copay for most Part D covered adult vaccines including Shingrix
  • $0 cost share for all Medicare Part D covered drugs in the Catastrophic Drug Payment Stage
  • Take advantage of more than 65,000 network pharmacies nationwide
View plan details

We're here to help

Get one-on-one help from UnitedHealthcare.

Call (TTY 711)

8 a.m. to 8 p.m., 7 days a week

Find a sales agent in your area Opens in a new window
Footnotes

 

1 Optum® Home Delivery Pharmacy is not available in Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands.

 

 

Disclaimer information
 

Enrollment Disclaimer Information:

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.

 

Extra Help: 

If you receive Extra Help from Medicare, your copays may be lower or you may have no copays. 

 


Other Languages:

This information is available for free in other languages. Please contact Customer Service for additional information. 

 

Esta información está disponible sin costo en otros idiomas. Para obtener más información comuníquese con nuestro Servicio al Cliente. 

 

本資訊可以其他語言免費提供。如需更多資訊,請聯絡客戶服務部。 

When do you want your coverage to begin?

If you are new to Medicare and need coverage to begin in November or December of this year, shop 2024 plans.

If you are changing plans during the Medicare Annual Enrollment Period or need coverage to begin January 1st or later, shop 2025 plans.

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Have questions about this plan?

Questions? We're ready to help.

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Call UnitedHealthcare at:

/ TTY 711

Hours: 8 a.m. to 8 p.m., 7 days a week.

Already a member? Call the number on the back of your member ID card.

MO10050ST

/ TTY 711 

7 a.m. to 11 p.m. ET, Monday - Friday
9 a.m. to 5 p.m. ET, Saturday

Already a member? Call the number on the back of your member ID card.

MO10050ST

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